Tarrant, Dr Andy
Published in
Pensions: An International Journal
This analysis is a contribution to a debate opened by the Department of Work and Pensions Select Committee. On 15 March 2012 it published its report, Automatic enrolment in workplace pensions and the National Employment Savings Trust, HC 1494. In the report, parliamentarians from the three major parties recommended unanimously that the income contr...
Guigou, Jean-Daniel Lovat, Bruno Schiltz, Jang
Published in
Pensions: An International Journal
Financing of the Luxembourg pension system is based on a pay-as-you-go (PAYG) system and hence on an intergenerational contract. As is the case for most other European countries, this system will be exposed to the effects of demographic ageing over the coming decades. The aim of this article is to develop a model that allows evaluating the efficien...
Batty, Iain Hailichova, Helena
Published in
Pensions: An International Journal
This article examines forthcoming pension fund reform in the Czech Republic. It does so in the context of the reforms that have happened in other Central and Eastern European countries. It analyses the new mandatory funded pillar and, in particular, the choices that different sections of the Czech population will have to make regarding the pillar, ...
Tiley, Stephen
Published in
Pensions: An International Journal
In this article, Stephen Tiley, a Pensions Manager for Wincanton Plc and a Volunteer Adviser for the Pensions Advisory Service, ponders over whether we have become over reliant on financial institutions. In particular, he questions whether a return to more traditional values and family self-help, or perhaps mutual organisations, could serve consume...
van der Meij, Lorenz
Published in
Pensions: An International Journal
Mhango, Mtendeweka
Published in
Pensions: An International Journal
This article examines and comments on the provisions in the Pension Act, which make it mandatory for every employer and employee to contribute towards a pension fund in Malawi. It discusses the provisions that govern the exemption of certain employees from the Pension Act. The article examines Section 15 of the Pension Act, which compels every empl...
Silcock, Daniela
Published in
Pensions: An International Journal
The Government has introduced several policies aimed at extending working lives. One of these policies, rises in the State Pension Age (SPA), could impact on the income of older people. This article analyses the implications of extending working lives and its impact on retirement adequacy. It finds that a rise in SPA could result in higher income i...
Zhavoronkov, Alexander Debonneuil, Edouard Mirza, Nawazish Artyuhov, Igor
Published in
Pensions: An International Journal
Social Security and Medicare programs are contributing to the rapidly increasing public debt and continuous budget deficits. The extent of the fiscal imbalance attributed to these programs may substantially exceed the forecasts of the Social Security Administration (SSA) and the most aggressive projections of other organizations. The many advances ...
Ellison, Robin
Published in
Pensions: An International Journal
In recent months, there have been significant changes in European pensions policy and its implementation, which affect (or afflict) employers and employees, and there is more to come. Pensions policy remains important for EU policymakers. This article suggests that opportunities for cost savings, simplification of cross-border arrangements and comm...
Madsen, Chris Tans, Martijn
Published in
Pensions: An International Journal