Racial and Ethnic Disparities in the Purchase of Nongroup Health Insurance: The Roles of Community and Family-Level Factors

Affordable Access

Racial and Ethnic Disparities in the Purchase of Nongroup Health Insurance: The Roles of Community and Family-Level Factors

Publisher
Blackwell Science Inc
Publication Date
Feb 01, 2003
Source
PMC
Keywords
Disciplines
  • Political Science
License
Unknown

Abstract

2014 Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare C E N T E R S F O R M E D I C A R E & M E D I C A I D S E R V I C E S This official government guide has important information about: • Medicare Supplement Insurance (Medigap) policies • What Medigap policies cover • Your rights to buy a Medigap policy • How to buy a Medigap policy This guide can help if you’re thinking about buying a Medigap policy or already have one. Developed jointly by the Centers for Medicare & Medicaid Services (CMS) and the National Association of Insurance Commissioners (NAIC) Who should read this guide? This guide helps people with Medicare understand “Medicare Supplement Insurance” policies (also called Medigap policies). A Medigap policy is a type of private insurance that helps you pay for some of the costs that Original Medicare doesn’t cover. Medicare & the Health Insurance Marketplace The Health Insurance Marketplace, a key part of the Affordable Care Act, is a new way for individuals, families, and employees of small businesses to get health insurance. If I have Medicare, do I need to do anything? No. Medicare isn’t part of the Marketplace, so you don’t need to do anything. If you have Medicare, you’re considered covered. The Marketplace won’t affect your Medicare choices, and your benefits won’t change. No matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan (like an HMO or PPO), you’ll still have the same benefits and security you have now. You won’t have to make any changes. Note: The Marketplace doesn’t offer Medicare Supplement Insurance (Medigap) policies or Part D drug plans. For more information about the Marketplace, visit HealthCare.gov. Important information about this guide The information, phone numbers, and web addresses in this guide were correct at the time of printing. Changes may occur after printing. To get the most up-to-date information and Medicare phone

Report this publication

Statistics

Seen <100 times