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Factors influencing the temporal diffusion of broadband adoption: evidence from Oklahoma

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Access to Capital and Credit in Appalachia and the Impact of the Financial Crisis and Recession on Commercial Lending and Finance in the Region (PDF: 8.5 MB) Access to Capital and Credit in Appalachia and the Impact of the Financial Crisis and Recession on Commercial Lending and Finance in the Region Final Report July 2013 Prepared for: Appalachian Regional Commission 1666 Connecticut Avenue NW Suite 700 Washington, DC 20009-1068 Contract No. CO-16929-11 Prepared by: Josh Silver, Vice President of Research & Policy Archana Pradhan, Senior Research Analyst National Community Reinvestment Coalition Washington, DC 20005 Spencer M. Cowan, Vice President Woodstock Institute Chicago, Illinois 60602 Acknowledgements: The Appalachian Regional Commission (ARC) contracted with the National Community Reinvestment Coalition (NCRC) to complete this study. NCRC subcontracted with the Woodstock Institute for portions of the study dealing with Community Development Financial Institutions (CDFIs), alternative financial institutions and publicly supported financing programs, and equity financing. Keith Witt, GIS specialist at the Appalachian Regional Commission; Ray Daffner, manager of the Entrepreneurship Initiative at ARC; and Ray Christman, advisor to the ARC federal co-chairman, provided project management, data mapping support, and editorial oversight. The ARC Capital Policy Initiative Advisory Committee reviewed and provided comments on the report draft. TABLE OF CONTENTS Executive Summary ..................................................................................................................................... 13 Recommendations .................................................................................................................................. 14 Major Themes and Summary of Key Findings ........................................................

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