Bachelor thesis is about banking loans and their role in economics. In theoretical part it explains issues of monetary policy and central banking. Characterizes credit market, familiarizes with basic products of bank loans and guides through bank loan process. Further it adresses transmission mechanism of monetary policy. The work itself analyzes evolution of bank loans volume with focus on nonfinancial firms and households, looks into interest rates evolution and detects existency of relationships between growth of banking loans and evolution of basic macroeconomic indicators using statistical methods.