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Satisfaction With Provider Communication Among Spanish-Speaking Medicaid Enrollees

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PMC
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  • Article
Disciplines
  • Medicine

Abstract

What’s Medicare? Revised August 2013 Medicare is health insurance for: • People 65 or older • People under 65 with certain disabilities • People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant) What are the different parts of Medicare? Medicare Part A (Hospital Insurance) helps cover: • Inpatient care in hospitals • Skilled nursing facility care • Hospice care • Home health care You usually don’t pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working. This is sometimes called premium-free Part A. If you aren’t eligible for premium-free Part A, you may be able to buy Part A, and pay a premium. Medicare Part B (Medical Insurance) helps cover: • Services from doctors and other health care providers • Outpatient care • Home health care • Durable medical equipment • Some preventive services Most people pay the standard monthly Part B premium. Note: You may want to get coverage that fills gaps in Original Medicare coverage. You can choose to buy a Medicare Supplement Insurance (Medigap) policy from a private company. 2 What are the different parts of Medicare? (continued) Medicare Part C (Medicare Advantage): • Run by Medicare-approved private insurance companies • Includes all benefits and services covered under Part A and Part B • Usually includes Medicare prescription drug coverage (Part D) as part of the plan • Usually includes extra benefits and services, in some cases for an extra cost Medicare Part D (Medicare prescription drug coverage): • Run by Medicare-approved private insurance companies • Helps cover the cost of prescription drugs • May help lower your prescription drug costs and help protect against higher costs in the future Note: If you have limited income and resources, you may qualify for help to pay for some health care and prescription drug costs. For more information, contact your State Medical Assistan

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