Acharya, Viral V. Jager, Maximilian Steffen, Sascha
Published in
Annual Review of Financial Economics
Over the past two decades, banks have increasingly focused on offering contingent credit in the form of credit lines as a primary means of corporate borrowing. We review the existing body of research regarding the rationales for banks’ provision of liquidity insurance in the form of credit lines, their significance in managing corporate liquidity, ...
Murè, Pina Giorgio, Saverio Antonelli, Valeria Crisafulli, Antonino
Published in
Frontiers in Environmental Economics
Ozili, Peterson K.
The existing literature has not examined how elections affect bank non-performing loans and its determinants even though banks are often the largest borrowers to fund election campaigns in many countries. This study investigates the determinants of bank non-performing loans (NPL) during election years in 35 developed countries. The fixed effect reg...
ansari, gulam goush gupta, rajorshi sen
Competitive banks aggressively invest in information and communication technologies (ICT) to enhance their market share and reduce Customer Acquisition Costs (CAC). This study examines the impact of cumulative stock of ICT investment on (a) deposit and loan market share and (b) CAC of banks operating in India. The analysis uses a longitudinal datas...
Pfranger, Marna Mayrhofer, Ulrike
Digital technologies transform internationalization strategies of multinationals. In this paper, we investigate the digitalization of service multinationals in emerging markets, which present new business opportunities but also high risks due economic, institutional and political uncertainties. Our aim is to identify the drivers and barriers to dig...
vortelinos, dimitrios menegaki, angeliki n. alexiou, spyros
The present paper investigates the relationship between stock prices, credit ratings, and ESG scores for banks internationally. First, it describes stock prices and ESG scores at an annual frequency, as well as stock price and credit risk at a daily frequency. The relationships between (a) stock price and credit rating returns with ESG score return...
draper, thomas cavagnetto, stefano
The risk of lending money collected from savers is that it leaves banks liable to default with depositors if events (and hence repayment demands) become ‘abnormal’. Even though international and national regulation has been introduced to ensure that a certain level of capital is retained by banks, such regulation can be subverted. The current syste...
Witczak, Zbigniew
The purpose of the article. The aim of the article is to analyze the Polish banking market from the perspective of the development of non-cash branches in correlation with the growing popularity of non-cash transactions. Evaluation of development opportunities in this area in the context of a decrease in the number of branches and an increase in th...
Kosztowniak, Aneta
The purpose of the article is to present the impact of legal regulations in the field of sustainable development (ESG) and taxonomies on the course of credit processes in commercial banks.Methodology refers to studies of legal regulations, comparative analysis of cases (case study) and inference.Results of the research show that the implementation ...
Mihai Leța, Florina
Published in
Proceedings of the International Conference on Business Excellence
The banking sector appreciates business morals greatly; additionally, research has been done to find out their effects on organizational success capacities, stakeholders’ trust and the general stability of the financial system. This is a time of increased intricacy and interrelation which means that financial companies like banks especially worldwi...
