Mazzini, Gabriele Bagni, Filippo
Published in
Frontiers in Artificial Intelligence
The proposal for the Artificial Intelligence regulation in the EU (AI Act) is a horizontal legal instrument that aims to regulate, according to a tailored risk-based approach, the development and use of AI systems across a plurality of sectors, including the financial sector. In particular, AI systems intended to be used to evaluate the creditworth...
Schipor Frecea, Georgiana-Loredana Duhnea, Cristina
Published in
Proceedings of the International Conference on Business Excellence
The COVID-19 pandemic has rapidly changed the Romanian banking sector, which was forced to adapt to digital technologies and to provide accessible banking services for all kinds of custsomers. The corporate social responsibility practices evolved during the pandemic, from general causes to more targeted initiatives, the Romanian banks offering inno...
Rybacka, Justyna
Currently, banks offer a wide range of products and services that are available by Internet particularly after the COVID-19 pandemic. This situation has contributed to changes in consumer behaviour and preferences. This applies to the banking sector and banking services.The article presents the result of the empirical study. The conducted research ...
Ghavamabadi, Leila Ibrahimi Shabab, Mitra Dehaghi, Behzad Fouladi Hoveizi, Farkhondeh
Published in
Frontiers in Public Health
Background The spread of the coronavirus has become one of the current challenges in the world. Implementing health protocols in the workplace along with informing people who face them, has become a vital issue. Objective The purpose of this study was to determine the level of compliance with health protocols and measure the level of awareness, att...
Hidare, Ghita
L’évolution technologique a eu un impact majeur sur les différents secteurs d’activité, notamment le secteur bancaire considéré comme pionnier en matière d’adoption des nouvelles technologies. Depuis une décennie, le domaine bancaire a toujours été en avance en matière de développement technologique.De nos jours, la digitalisation des services banc...
Demirović, Lejla Isaković-Kaplan, Ševala Proho, Mahir
Published in
Journal of Forensic Accounting Profession
Banks and banking business are exposed to the influence of numerous risks, of which the importance of credit risk management stands out, because credit risk is the only risk that banks are obliged to measure, record in accounting and report. Banks monitor credit risk through the segmentation of the credit portfolio according to the level of risk. T...
Muhammadyusuf, Shukhratpur
Published in
E3S Web of Conferences
The question around the subject of bank credit has always been in the view of legal jurisprudence and doctrine. One of these issues is that the legal personality of a natural person in banking-credit relations is devoid of comprehensive scientific and legal study. This emphasizes the necessity of further research into the issue. This article is dev...
Pham, Tien Phat Popesko, Boris Hoang, Sinh Duc Tran, Tri Ba
Based on the relationship between fintech and bank performance and the role of mobile applications in bank operations, we investigate the impact of mobile banking application (MBA) ratings on bank service income. The quarterly data from the 15 biggest Vietnamese commercial banks in 2019–2020 were extracted from the public financial statements and t...
Aziz, Norzalita Abd Long, Fei
Published in
Frontiers in Big Data
Drawing on previous literature on dynamic capability view (DCV), we examine the effects of data analytics capabilities (BDAC) on organizational ambidexterity and the paradoxical tensions between exploration and exploitation in the Malaysian banking sector. Although banks are often considered as mature commercial organizations, they are not free of ...
Dizayee, Shady Andrén, Rickard
This study aims to examine banks’ approaches in regards to granting mortgage loans to first-time buyers. Furthermore, first-time buyers’ perceptions and experiences throughout the process of getting approved for a mortgage will be studied. The study approaches the issue that refers to a theoretical framework of behavioral economics and discriminati...
